Most older adults preparing for retirement count on Medicare as their primary source of health insurance. Medicare and supplemental policies can cover costs for standard treatment throughout someone's retirement years. Unfortunately, Medicare does limit certain types...
Making Bloomsburg A Better Place To Live And Age
Seniors
5 of the most common warning signs of elder abuse
Most people grow up hearing lessons about respecting their elders. Those with aging family members often do everything in their power to help that older adult feel valued and independent for as long as possible. Yet, eventually, it may be necessary to secure...
Are Continuing Care Retirement Communities (CCRCs) for You?
CCRCs offer the entire residential continuum--from independent housing to assisted living to round-the-clock nursing services--under one "roof". Residents pay an entry fee and an adjustable monthly rent in return for the guarantee of care for the rest of their life....
Three Reasons Why Giving Your House to Your Children Isn’t the Best Way to Protect It From Medicaid
You may be afraid of losing your home if you have to enter a nursing home and apply for Medicaid. While this fear is well-founded, transferring the home to your children is usually not the best way to protect it. Although you generally do not have to sell your home in...
Be Careful About Putting Only One Spouse’s Name on a Reverse Mortgage
A 2018 case involving basketball star Caldwell Jones demonstrates the danger in having only one spouse's name on a reverse mortgage. A federal appeals court ruled that an insurance company may foreclose on a reverse mortgage after the death of the borrower, Mr. Jones,...
Looking for a Medical Alert System?
Our goal here at KMA is to keep individuals in their homes as long as safely possible. In order to do that, we help families take measures such as: removing throw rugs, cleaning out clutter, installing hand rails in the bathroom, adding a ramp to the front door,...
Staying Connected to Your Loved Ones During the Coronavirus Pandemic
The spread of the coronavirus to nursing home residents has caused the federal government to direct nursing homes to restrict visitor access, and many personal care homes have done the same. While the move helps the residents stay healthy, it can also lead to social...
Telehealth Services Expanded
As part of its response to the coronavirus pandemic, the federal government is broadly expanding coverage of Medicare telehealth services to beneficiaries and relaxing HIPAA enforcement. This will give doctors the ability to provide more services to patients...
How is the Economic Impact Payment going to affect Medicaid Eligibility?
The coronavirus relief bill includes a direct payment to most Americans, but this has Medicaid recipients wondering how the payment will affect them. Because the payment is not income, it should not count against a Medicaid recipient’s eligibility. The Coronavirus...
Caregivers Are Getting Younger, Making Planning for Long-Term Care Even More Important
As baby boomers age, more and more millennials are becoming caregivers. Many are taking on this role while just getting started in their own lives, leading to difficult decisions about priorities. Proper planning can help them navigate this terrain. The term “sandwich...